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Bharat’s Digital Personal Data Protection Act By CA. Kamal Garg
This book is intended to serve as a clear, structured, and practice-oriented guide to India’s data protection framework, combining statutory analysis with compliance insights and sector-specific application. It seeks to assist readers in understanding not only the text of the law, but also its practical operation, enforcement architecture, and real-world implications across industries
Each Chapter is structured to explain the legal framework first, followed by contextual analysis, detailed case studies, and compliance implications. Particular care has been taken to address practical questions that arise in real-world scenarios such as consent fatigue, unsolicited communications, employee data processing, surveillance risks, cross- border transfers, algorithmic decision-making, grievance redressal, and the role of the Data Protection Board of India and the Appellate Tribunal
Division I
Law & Practice
1 Introduction
2 Definitions
3 Applicability
4 Grounds for Processing Personal Data
5 Notice
6 Consent
7 Certain Legitimate Uses of Personal Data
8 General obligations of Data Fiduciary
9 Processing of personal data of a child or a person with disability
10 Additional obligations of Significant Data Fiduciary
11 Rights and Duties of Data Principals
12 Cross-Border Processing and Transfer of Personal Data
13 Exemptions from the Applicability of the Act
14 The Data Protection Board of India: Institutional Framework, Powers and Procedure
15 Appeals, Execution of Orders and Ancillary Information Powers
16 Enforcement Architecture: Resolution, Penalties, Executive Powers and Legislative Control
Division II
Sectoral Challenges
17 Impact and Application of the DPDP Act, 2023 to Banks
18 Impact and Application of the DPDP Act, 2023 to Non-Banking Financial Companies (NBFCs)
19 Impact and Application of DPDP Act, 2023 to Airline Companies
20 Impact and Application of the DPDP Act, 2023 to Ride-Hailing Aggregators (Ola, Uber and Similar Platforms)
21 Impact and Application of the DPDP Act, 2023 to Food Delivery Aggregators (Swiggy, Zomato and Similar Platforms)
22 Impact and Application of the DPDP Act, 2023 to Schools and K-12 Educational Institutions
23 Impact and Application of the DPDP Act, 2023 to Colleges, Universities and Higher Educational Institutions
24 Impact and Application of the DPDP Act, 2023 to Professional and Statutory Institutions (ICAI, ICSI, ICMAI, IIMs and Similar Bodies)
25 Impact and Application of the DPDP Act, 2023 to Pathology Laboratories and Diagnostic Service Providers
26 Impact and Application of the DPDP Act, 2023 to Hospitals, Clinics and Healthcare Establishments
27 Impact and Application of the DPDP Act, 2023 to Indian Railways and Railway Ecosystem Entities
28 Impact and Application of the DPDP Act, 2023 to Insurance Companies
29 Impact and Application of the DPDP Act, 2023 to Telecom Companies
30 Unsolicited Commercial Communications and the Digital Personal Data Protection Act, 2023
31 Impact and Application of the DPDP Act, 2023 to Malls and Commercial Complexes
32 Impact and Application of the DPDP Act, 2023 to Shops and Retail Outlets
33 Impact and Application of the DPDP Act, 2023 to Ticketing, Event, and Entertainment Aggregator Platforms (BookMyShow-type Entities)
34 Impact and Application of the DPDP Act, 2023 to Real Estate Developers, Brokers and Property Platforms
35 Impact and Application of the DPDP Act, 2023 to Chartered Accountants, Company Secretaries, Cost Accountants, and Law Firms
36 Impact and Application of the DPDP Act, 2023 to Stock Brokers and Securities Market Intermediaries
37 Impact and Application of the DPDP Act, 2023 to Hotels, Lodges, and Inns
38 Impact and Application of the DPDP Act, 2023 to Coaching Centres and Training Institutes
39 Impact and Application of the DPDP Act, 2023 to Health Applications
40 Impact and Application of the DPDP Act, 2023 to Utility Service Entities (Electricity, Water, Gas, and Essential Services)
41 Impact and Application of the DPDP Act, 2023 to Resident Welfare Associations and Housing Societies
42 Impact and Application of the DPDP Act, 2023 to Share Registrars and Transfer Agents
43 Impact and Application of the DPDP Act, 2023 to Shareholder Data and Companies
44 Impact and Application of the DPDP Act, 2023 to Employee Data
45 Impact and Application of the DPDP Act, 2023 to Cookies and Tracking Technologies
46 Impact and Application of the DPDP Act, 2023 to Selfies, Photography, Vlogging, and Incidental Capture of Individuals
47 Impact and Application of the DPDP Act, 2023 to Recruitment Agencies and Hiring Intermediaries
48 Impact and Application of the DPDP Act, 2023 to Location and Document Image Sharing on Whats App and Similar Messaging Platforms
49 Impact and Application of the DPDP Act, 2023 to Matrimonial and Dating Applications
50 Impact and Application of the DPDP Act, 2023 to Social Media Platforms (Facebook, Instagram and Similar Platforms)
51 Impact of the DPDP Act, 2023 on the Right to Information Regime
Division III
Miscellaneous
52 Aadhaar Authentication and Offline Verification (Amendment) Regulations, 2025: Aadhaar Verifiable Credentials, Offline Face Verification, and the Reconfigured Compliance Architecture
53 Summary – Digital Personal Data Protection Rules, 2025
Appendix 1 The DPDP Act, 2023
Appendix 2 Digital Personal Data Protection Rules, 2025